What is FM?

FM Global is an industrial and commercial property insurance company and one of the strict quality control agencies in the United States.

The "FM" certificate is widely recognized worldwide. Obtaining this certification is a symbol of product quality, indicating that the product or service has passed the international high standard test. Generally speaking, only fire protection products that have obtained FM certification can be insured with relevant property insurance or fire insurance. Otherwise, the insurance company will refuse to insure the insured.

FM Global Insurance Company was founded in 1835. In its nearly 180 years of development, FM Global Insurance's customers have also grown together with FM. Currently, more than one-third of the world's top 500 companies are FM's insurance customers, including well-known industry giants such as Airbus, Boeing, Intel and FedEx. Most of the production bases of these corporate giants around the world are insured by FM Global Insurance.

As the bearer of claims liability, FM naturally does not want its customers' property to be in danger. For this reason, FM has established a global insurance operation mechanism - "engineering technology-based". From the design and site selection stage of the insurance customer's new production base/plant to the actual construction and acceptance, FM's on-site engineering and technical personnel will participate and always provide consulting and guidance on the links involving property safety. FM has more than 1,800 on-site engineers worldwide, and visits to sites more than 62,000 times each year.

In order to ensure that customers can choose high-quality products, FM Approvals - FM certification company was established under FM Global Insurance Company. It can be said that the birth, development and growth of FM Certification Company is for a clear purpose: "certify truly excellent products to help customers protect property safety." Because of this, FM Certified products are not all-inclusive, but specifically target building materials, fire protection products, and electrical products that are closely related to property safety.

FM certified products are mainly in three major areas

1. Building materials, including roof systems.

The difference between FM and other certification agencies in certifying building materials is that FM will test the entire roof system to ensure that its performance can protect the assets in the building. Not only the roof, FM also has corresponding strict testing standards for insulation boards, wall panels, clean room building materials, cooling towers, pipe insulation, wires and cables, explosion-proof building materials, fire doors and door frames, etc.

2. Fire protection products

Including fixed fire extinguishing systems, such as automatic sprinkler systems, valves, pipe connectors, fire pumps, water spray systems and other products, all belong to the scope of FM certification.

3. Electrical products

For explosion-proof electrical appliances used in hazardous environments, FM has set corresponding certification standards according to different places and different explosion-proof levels. After products such as roof building materials, fire protection equipment, electronic and electrical equipment, facilities in hazardous places, fire scene surveys, signal equipment, electronic equipment in hazardous environments, and building materials pass FM's safety function evaluation and certification, the product manufacturer will be awarded an FM certification certificate.

The value of M certification

Currently, more than 45,000 products have passed FM certification worldwide. FM certification standards can not only meet consumers' requirements for product quality, but also greatly enhance the product's position in the market. FM test reports for industrial and commercial products are widely recognized worldwide, and the "FM" certification mark is also a symbol of high quality in the minds of consumers.

At the same time, the FM certification mark has surpassed the value of the certification itself to some extent. Customers of FM Global Insurance Company also tend to use FM-certified products to protect their property. Because FM-certified products represent reliable performance and can effectively reduce the risk of assets. At the same time, FM-certified products can also be recognized by the global market and have great commercial value.

Products that have obtained FM certification are equivalent to entering the North American market. They can not only be recognized by FM's large customer base, but also obtain installation permits from fire protection pipes in various regions of North America.

In addition, products that have obtained FM certification can also enter the region where the laboratories mutually recognized by FM certification agencies are located. If the region has a mutual recognition agreement with FM, the product will no longer need local re-testing when entering these markets, and can also obtain the mark of the certification and testing agency in the region.